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Products & Services

Testimonials

"In 2003, our firm’s primary professional liability insurer was not able to offer the limits our leadership deemed critical to our risk management program. Lemme stepped up at a critical time for our firm, surveyed the national and international markets on our behalf, and presented competitive options for excess coverage to fill out our program."

"I find Lemme not only responsive to my requests, but also proactive in its service to our firm. Lemme is always thinking ahead, whether its scheduling meetings in London to meet the markets, developing a roadshow to highlight our firm’s strengths, or bringing an underwriter through our office when they are in town. Given the sometimes fickle nature of professional liability markets, it’s valuable to make those personal connections with the insurers in the market. When we are in London working on the renewal, it is very apparent Lemme Insurance Group has the respect of both the brokers and syndicates."

"Lemme begins the process early. With the brokers for most other areas of our insurance program, the renewal is a last minute process of sending a quote and explaining there is not much more they can do on our behalf. On the other hand, Lemme works with the underwriters to ensure we have ample time to evaluate all options. With the terms in hand, Lemme adds valuable insight into the alternatives, and partners with us to determine the best course of action."

David Krajanowski, Managing Partner
SingerLewak LLP

Employment Practices Liability Insurance

Employers' responsibility to their employees has dramatically increased in recent years. New laws have raised the level of regulation and oversight in the workplace. Legislation for wages, safety, benefit plans,hiring and firing, and discrimination create significant liability risks for employers. There are solutions available to mitigate those risks and provide financial protection in the event risk becomes reality.

Employment Practices Liability Insurance is one of the fastest growing risk management solutions for businesses today, for good reason: Fully 20% of all civil cases currently pending in U.S. courts involve employment matters. While the need for coverage is clear, choosing the best insurance product for your organization is not so clear. The variety of products and policy forms on the market is startling, with wide variances in premium and coverage. In this market you need a broker that understands your business and has the clout to meet your needs.

We work closely with our clients to understand their specific needs, and then work with the underwriting community to develop a custom program for your firm.

Contact us to discuss how your organization manages its employment practices risks, and to see if an Employment Practices Liability insurance policy is a risk management option for you.