Some professions do not have the critical mass to have insurers draft specific insurance policy forms covering the risk of errors and omissions. Insurers have responded by developing generic policy forms that can be customized to meet the specific need of the professional. Since these are non-standard policies, they are open to significant negotiation with underwriters.
Having an experienced broker that specializes in errors and omissions and professional liability coverages is critical. At Lemme we provide brokerage services for a number of our clients requiring specialized policies. We can assist your organization in both reviewing your existing coverage and obtaining new coverage.
